(573) 431-3573 semocomm@sbcglobal.net

 

APR = Annual Percentage Rate
APY = Annual Percentage Yield

General Rates
Type
APR
APY
Value
Savings
.12%
.12%
$5.00 & Up
Checking
.12%
.12%
$0.01 & Up

Certificates of Deposit
CD
APR
APY
Value
12 month
0.85%
0.85%
$1,000.00
Minimum
18 month
0.95%
0.95%
24 month
3.00%
3.03%
36 month
1.15%
1.15%
12 month Youth
6.00%
6.14%
$100.00 Minimum
$1000.00 Maximum

*Members are eligible for a single 1-time Bump Up during the term of their CD.
Continuous deposits are acceptable

3.00% 24 Month CD inelligible for bump-up option or continuous deposits

IRAs
IRA
APR
APY
Deposits
12 month
0.55%
0.55%

Under 50 $5,000.00 Max
50 & Over $6,000.00 Max

The savings & investment rates listed above are current as of the January 17th, 2023 meeting.